12 Ways To Save Money

Here are my top 12 ways to save money for self care. (Well, technically some of them are easy ways to earn money, but you get the point.) Now don’t get me wrong, not all self care requires spending money. In fact, I would say the majority of it doesn’t. But, I’m not going to lie. Who doesn’t enjoy a massage, a day away at a spa, or pedicure from time to time?

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Topcash or Ebates are a super easy way to build up cash and they are totally legit. I’ve earned a decent amount of money this way.

Topcash and Ebates earn you money awhile you shop online. All you need to do is register an account with them. Then, anytime you shop online, go to their site first, look up the store you’re buying at and click on the link to the store. You’ll earn a certain percent back on whatever you buy, usually 3-6%, but sometimes they offer even more at times like Black Friday. It’s one of the easiest ways to save money that I know of.

I love shopping online, especially at this stage of my life. It’s so much easier than dealing with taking children to the store. Ebates will send you your payment every three months. Topcash, a newer site to me, is known for having the highest cash back rates and if you find one higher on another site, they’ll match it.

Sign up for Amazon Prime.

Read my post about signing up for for Amazon Prime for only $50. (They also offer a free 30 day trial and monthly payment plans.) It not only saves you money but also time. We save money on paper products, hygiene supplies, pet food, and more.

Plus, I noticed that each time I placed an order they kept offering me money to get a credit card. Every time I ordered, the offer increased until it was up to $75. I finally signed up for the card and got a $75 credit for free. When I use the card for shopping at Amazon, I earn 5% store credit on my purchase. It’s a win win. (As long as you’re someone who pays off your credit card each month.) Eventually I earn up enough money for a new book I’ve been wanting, a Bella Grace Magazine, or basically anything else you could want.

Because I have Amazon Prime, I buy gifts all year and usually finish my Christmas shopping by November.

I make a list of everyone I have to buy for so that it’s fresh in my mind. Then I follow Hip2Save and Jungle Deals blog to watch for great deals on toys or other items I want for gifts. I probably save at least 30% of my Christmas fund this way.

Sign up for a Shutterfly account to get free gifts and save big on presents.

I don’t know what’s going on with Shutterfly, a website where you can get your photos printed and also make personalized gits with your photos, like calendars, mugs, photobooks and much more, but honestly almost every week I get emails offering me 2-3 free products, just pay shipping.

This has been a HUGE money saver for me. Their personalized gifts are great quality and grandparents, spouses, and other relatives love these. I save so much money for Christmas presents using these offers during the year and building up my gift closet.

Carpool with Co-Workers.

I’ve done this on and off for several years and I can tell you, you’ll save tons of money on gas. Plus, how awesome is it to be able to sit back and relax while someone else drives you to work?

ibotta app

Download the iBotta app.

iBotta is a free app where you can get cash rebates just for shopping at the grocery store. As I mentioned in my couponing hack post, I don’t want to sacrifice time with my family to coupon at this stage of parenthood. This is another alternative to couponing that doesn’t really take any time.

Take old clothes and books to a consignment shop.

Look for one that pays up front instead of waiting for the items to sell. Every few months after de-cluttering, I take a box and usually come back with $30-$60. Just a enough for a free massage or two, especially if you use Groupon.

Selling on EbaySell Items on Ebay To Earn Money. (Stay With Me.)

I know what you’re thinking, you don’t have time to sell things on Ebay. It’s too much of a hassle. That’s what I thought too until I wanted some extra cash to take my daughter to Philadelphia for the weekend for her birthday. Ebay has come a long way and they’ve made it super easy to sell things.

Set up for an account with Ebay if you don’t already have one. Then, simply take a picture of what you want to sell, go to Ebay, add your posting and upload your image. Use priority mail as your shipping choice. (The post office will deliver priority envelopes and boxes to your home free of charge.) Once a sale is made, there’s a link to print a shipping label. It takes you straight to the US Postal website. The addresses are already filled in. All you have to do is hit click and print and there’s your postage! Then put it in a priority envelope or box and put it out for mailman.

Post larger items that you want to sell on Craigslist.

Larger items that would mean higher shipping fees are better posted on Craigslist. I’ve sold couches, lawn tools, and more on Craigslist.

Swagbucks is another way to earn some cash.

Swagbucks is a search engine like Google or Bing. Just download the search bar and then basically you get paid to search the internet. Every time you search the internett you earn a certain amount of Swagbucks which you can eventually trade in for gift cards or Paypal cash. I’ve earned quite a few Amazon gift cards with Swagbucks.(You only need 450 points to get a $5 Amazon card.)

You can also earn additional Swagbucks by taking surveys, playing games, shopping, and more. Swagbucks is a little time consuming but here’s my tips to make the most of it. (That don’t require much time.)

  • Use the Swagbucks search engine when surfing the web.
  • Answer the daily question.
  • Follow MoneySavingMom. Sometimes there are crazy offers like answer their five question survey and get 400 Swagbucks or things like that. I don’t have time to check for when those deals come up but MoneySavingMom does a great job of letting readers know when there’s an easy way to earn a large amount of Swagbucks.

Use the LibraryVisiting the library is another one of my favorite ways to save money.

Most libraries have really nice areas for the kids to play, allowing you time to look around for some books, plus they can pick out a few of their own and you don’t have to worry about spending any money or limiting them to only one or two books. I feel strongly that kids should learn to love reading as early as possible. Once they’re old enough, they can get their own library card. This was such a big deal for my daughter when she got hers. She felt all grown-up to have her very own card! And of course, it encouraged her to want to visit the library even more.

This tip is probably one of the easiest ways to save money (and a lot of it.) Reduce your phone bill by at least $100 or more using Republic Wireless.

They have plans that start at $15 a month for unlimited talk, text, and WiFi data. For only $30 you can get 2 GB cell data and unlimited everything else. So, for two phones you can pay only $60 a month. Plus, there are no contracts. I hate phone contracts, I just can’t do it. They also offer a 14-day money back guarantee if you’re not happy. I use a Samsung phone and am totally happy with it. It takes great pictures, has fast internet, and great service. Trust me, you can live without an iPhone when you’re talking about saving this much money.

You’re probably thinking, great, money for self care, but I don’t have time for self care. Don’t worry, I’ve got you covered! I’m working on a post right now with ways to find time for self care. Stay tuned.

I’m going to pin this post to the menu to it’s easy to find. I’ll be sure to add to it as I come across other ideas. Please feel free to share any ways to save money that you use that aren’t listed here.

12 Ways To Save Money


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